Thanks for your interest!
PenFed is not accepting applications for student loan refinancing at the moment.
Tips and FAQ
Tips from PenFed
Enter your full legal name as it appears on your government-issued ID or passport.
Why do you need my email address?
Can I refinance my federal loans?

Tell us about yourself

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account

I agree to the following E-Communication Election to receive all necessary documents and disclosures through electronic means.
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IMPORTANT NOTE: This is an inquiry for rates regarding a PenFed Private Education Loan. This is NOT a loan application and this is NOT a federal student loan program. Think carefully before refinancing federal student loans as a private loan may not offer the same features.

You should always exhaust your federal aid options before applying for a private loan, because these loans are sometimes more difficult to obtain and can often end up being significantly more costly to you in the end. Private loans are designed to supplement federal loan programs. Private loans are also known as 'alternative loans' and the terms often vary considerably based on the lender and borrower credit histories.

CUSTOMER SUPPORT: Need assistance? Please reach out via email at penfed@sparrowfi.com and a member of our support team would be happy to assist you.

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